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20121129
20121207
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KTVU (FOX) 1
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-heavy new year is no fun. paul golden of the national endowment for financial education is with us this morning. good morning. you have 5 tips to manage holiday spending, starting with "stop at one." > > that is right. that is probably the biggest pitfall that we all fall into. i think it is very common to hit the stores with our list, and we have already bought something for somebody, and then as we are roaming around we will see another item, and it looks like a great gift, so we will buy that as well, and maybe we don't return the thing we previously purchased. once we start to exceed our budget with overspending like that, we are really going to get into trouble. so it is important to really be mindful of who you're buying for. by one gift and stop right there. > you also say it's important to make concessions. what do you mean by that exactly? > > you have to think about everything that is going to affect your holiday budget with your spending. and it's not just gifts. a lot of people will really get into spending with decorations and wrapping and holiday cards, travel, entert
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